The great ‘supply’ solution to Canada’s housing crisis flounders — further

Douglas Todd: To understand why Mark Carney’s goal of building 500,000 houses a year won’t happen, look to New Zealand and the harsh realities right now of making a profit in real estate.

The unspoken maxim within Canadian political circles, I’m told, is that elected officials just can’t win when it comes to either public health care or housing affordability.

No matter what politicians do, voters will continue to complain about poor access to medical care or feel aggravated about super-expensive housing prices.

That’s often why, when it comes to the massive files of health and housing, elected officials go out of their way to at least look like they’re doing something. And to look like they’re being bold.

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Why Ontario is the problem child in Canada’s housing crisis

According to new data from Canada Mortgage and Housing Corp., home building in Ontario plummeted in the first half of 2025 compared with prior years, making Premier Doug Ford’s target of 1.5 million new homes by 2031 look increasingly far-fetched.

While building more homes remains a challenge across much of Canada, the particularly sharp decline in Ontario undermines national progress. In the first half of 2025, housing starts in Ontario fell by 25 per cent compared with last year. Meanwhile, the rest of Canada saw a 17-per-cent increase in starts during the same period.

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Toronto’s housing crisis is more about greedy governments than ‘market failure’

Doug Ford may finally get to be Toronto’s “mayor” after all.

When investigators found “mismanagement” at four Ontario school boards, the premier’s education minister, Paul Calandra, did the courageous thing and stood up for students and parents. A bunch of us applauded the appointment of new, all-powerful “supervisors,” the gates of hell didn’t open and voters promptly returned to enjoying the warm summer breezes.

Given Toronto’s turbo-charged housing crisis, how much more rope will Ford give city council before appointing his own team of pilots to help pull Canada’s largest city out of its current nosedive? It’s goofy to build $100 billion in transit infrastructure if developers can’t launch new projects to take advantage of this generational investment.

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Tenants facing mass eviction say negotiations broke down over clause meant to ‘silence’ them

Mosqueteria Land -Thorncliffe Park Toronto

About 100 households awaiting an eviction decision over a two-year rent strike say they rejected their landlord’s final settlement offer because it would “silence” them if future issues were to arise.

The tenants at 71, 75 and 79 Thorncliffe Park Dr. stopped paying landlord Starlight Investments in 2023, claiming the landlord purposely left their apartments in disrepair and gave them unfair, unaffordable above-guideline rent increases (AGIs). The landlord said the AGIs were necessary to cover improvements to the building.

When settlement talks ordered by the Landlord and Tenant Board (LTB) broke down at the end of March, the landlord continued pursuing eviction, with hearings taking place over four days in June. A decision could come within weeks or months.

This is the heart of Mosqueteria land. It will be interesting to see how the Board rules.

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Tale of two cities: Why Edmonton builds homes faster than Toronto

Canada started building only slightly more homes in June than it did in May, the Canada Mortgage and Housing Corp. (CMHC) said on Wednesday.

Compared to May, the annual rate of housing starts was largely flat with a 0.4 per cent increase, but it rose 14 per cent compared to this time last year.

The national numbers mask stark regional disparities, however.

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Newcomers to Canada Caused 11 to 21 Percent of Housing Price Increases: Department of Immigration

Immigrants arriving in Canada led to a rise in housing prices, accounting for 11 percent of the price increase in smaller towns and 21 percent in cities of more than 100,000 people, according to the Immigration Department.

According to the report “Immigration and Housing Prices Across Municipalities in Canada,” municipal data across Canada from 2006 to 2021 suggest that over the study period, “the rise in the influx of new immigrants, who arrived in Canada within the past five years, on average, accounted for 11 percent of the rise in median house values and in median rents across municipalities with a population of at least 1,000.”

The report, first covered by Blacklock’s Reporter, said this association was “notably more pronounced” in larger municipalities.

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Eric Lombardi: Our politicians want you to forget about Canada’s biggest socioeconomic challenge. Yes, it’s still housing

Canada’s politicians are quietly relieved the headlines have moved on from housing. It was never an easy problem to solve—doing so would mean confronting municipal obstruction, reforming provincial systems, and holding governments, including their own, to account. Today, with public concerns shifting towards international trade wars and big-ticket national energy projects, housing—the issue that dominated the national conversation just months ago—is being carefully, silently deprioritized. Our leaders are thrilled.

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60 per cent of Canadians could face higher mortgage payments by 2026: Bank of Canada

Roughly 60 per cent of Canadian mortgage holders will face higher monthly payments when their loans come up for renewal in 2025 and 2026, according to a new Bank of Canada report.

In the latest staff analytical note, the bank says that although mortgage interest rates are expected to gradually decline, most borrowers will still see payment increases relative to their current contracts — many of which were signed during periods of lower interest rates.

The report estimates that in 2025, homeowners renewing their mortgages will see an average increase of 10 per cent in their monthly payments compared to December 2024 levels.

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‘It feels like there’s no hope’: Many homeless don’t want a home. What now?

Brent Secondiak served as a front-line cop in the southern Alberta city of Medicine Hat for 25 years, and understands the futility of dismantling homeless encampments and otherwise dislodging itinerants who decide to bunk down in public spaces.

“We used to call it leaf-blowing … you just scatter the leaves, and the leaves end up somewhere else,” he says.

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Chowtown considers micro-shelters as homelessness soars

With Toronto’s homeless population doubling in the last three years and shelters overflowing, city councillors have voted to explore whether Toronto could operate micro shelters in underutilized Toronto Transit Commission parking lots.

At a meeting of the city’s economic and community development committee this week, Coun. Chris Moise put forward a successful motion, asking city staff to report back early next year on the feasibility of such a plan.

The idea came about after a TTC report found seven of its commuter parking lots were being underutilized, meaning they were on average less than half full during peak hours.

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Toronto Mortgage Delinquencies Have Tripled, Highest In Over A Decade

Toronto real estate is finding out it’s not invincible, after all. New Equifax data reveals Toronto CMA’s mortgage delinquency rate surged in Q1 2025. While rising delinquencies are a national story, this is very different from the normalization seen in other Canadian markets. Over the past few years, Toronto’s delinquency rate has more than tripled and reached a multi-decade high.


But Toronto’s a 3rd World Dumpster surely that counts for something!

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Number of Torontonians experiencing homelessness rises dramatically: new survey finds more than 15,000 without housing

Toronto has seen a dramatic increase in the number of people experiencing homelessness, according to a new city survey that recorded more than 15,000 residents without housing.

The point-in-time review, called the street needs assessment, looks to capture the scope of homelessness across shelters, encampments, hotel programs, respites, health-care and correctional facilities.

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Upcoming Census Asks Canadians for First Time If They Have Been Homeless

The next federal census will ask Canadians for the first time if they have experienced homelessness, which Statistics Canada says will “shed light on people who may face significant social and housing challenges.”

Statistics Canada will conduct the next Census of Population in May 2026, and has released its questionnaire ahead of time. The new questions contained in the census will “provide important data to measure Canada’s diversity and support communities across the country,” according to the agency, which was first covered by Blacklock’s Reporter.

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Cut housing prices? It will be all we can do just to slow their increase

Across Canada, you could hear the eyes of Gen Zers rolling. The headline in The Globe said it all: “CMHC gives up on comparing housing affordability to 2004 levels.”

Where a previous headline-making report by the Canada Mortgage and Housing Corporation, the federal agency whose stated purpose is to make housing affordable, had set out a series of policies aimed at returning housing costs, relative to income, to 2004 levels – by 2030 – the new report dismisses this as “no longer realistic.”

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Canada’s population standstill rattling Vancouver’s housing industry

For the first time in 74 years, the population of both B.C. and Ontario dropped by a few thousand people in the first months of 2025.

Sounds dramatic. And in some ways it is.

That’s even though the dip in the total number of people doesn’t make a statistical difference for either province. In the first quarter of this year, B.C. had 2,357 fewer residents than at the end of 2024; Ontario lost 5,644.


Don’t trust developers to act in anyone’s but their own best interests.

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